Academia
Diploma thesis 2014Accountingfizična oseba · institut osebnega stečaja · osebni stečaj

Analysis of Personal Bankruptcy of Natural Persons 2008-2011

Personal bankruptcy can be declared by any natural person (sole trader, private entrepreneur and consumer).

Andreja JanžičEkonomist · module Računovodstvo · supervisor dr. Vlasta Črčinovič Krofič · defence december 2014
In brief

The project in five facts.

AuthorAndreja Janžič
Supervisordr. Vlasta Črčinovič Krofič
ModuleAccountingEkonomist
Employer / clientAcademia
Year2014december 2014
About the project

Challenge, approach and results.

In the opening chapter of the diploma thesis, she presented and introduced the reader to the newly enacted Financial Operations, Insolvency Proceedings and Compulsory Dissolution Act (ZFPPIPP), which has been in use in Slovenia since 1 October 2008.

Solution and Method

In the opening chapter of the diploma thesis, she presented and introduced the reader to the newly enacted Financial Operations, Insolvency Proceedings and Compulsory Dissolution Act (ZFPPIPP), which has been in use in Slovenia since 1 October 2008. Personal bankruptcy can be declared by any natural person (sole trader, private entrepreneur and consumer). She became acquainted with the ** institute of personal bankruptcy** at the moment when personal bankruptcy also 'struck' her father-in-law.

Despite his willingness to repay the debt and after an unsuccessful agreement with creditors to settle the debt, he only sank deeper. Therefore, she wished to familiarise herself in more detail with the institute of personal bankruptcy and thus gain a broader picture of the bankruptcy proceedings over a natural person. More and more individuals are facing over-indebtedness, who have the possibility of having debts forgiven that they could never repay. Under the new law, a natural person can also declare personal bankruptcy.

The analysis presented an overview of statistical data on personal bankruptcies in the period from 2008 to 2012, as we were interested in what consequences a creditor has in bankruptcy proceedings and ** what proportion of repayment of their claims a creditor can expect in bankruptcy proceedings**. The personal bankruptcy procedure is primarily aimed at ensuring that all creditors are repaid equally from the bankruptcy estate.

Sodniško kladivo in dokumenti, simbolizirajoči postopek osebnega stečaja
Diploma thesis

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