Academia
Diploma thesis 2010Accountingbank loan · factoring · small and medium-sized enterprises

VARIOUS POSSIBLE SOURCES OF FINANCING FOR INVESTMENTS AVAILABLE TO MEMBERS OF BUSINESS INCUBATORS

The financing of small enterprises is characterised predominantly by debt financing.

Mojca RajšeljEkonomist · module Računovodstvo · supervisor dr. Vlasta Črčinovič - Krofič · defence december 2010
In brief

The project in five facts.

AuthorMojca Rajšelj
Supervisordr. Vlasta Črčinovič - Krofič
ModuleAccountingEkonomist
Employer / clientAcademia
Year2010december 2010
About the project

Challenge, approach and results.

The diploma thesis presented sources of financing available on the Slovenian financial market to newly established or young companies, particularly those whose activities meet the conditions for inclusion in one of the support institutions for small and medium-sized enterprises, namely a business incubator. The financing of small enterprises is characterised predominantly by debt financing.

Problem

The diploma thesis presented sources of financing available on the Slovenian financial market to newly established or young companies, particularly those whose activities meet the conditions for inclusion in one of the support institutions for small and medium-sized enterprises, namely a business incubator. The financing of small enterprises is characterised predominantly by debt financing. In the first place is financing through bank loans, but for a small entrepreneur with limited assets, the problem of securing the financing often arises.

Given this, financing investments through leasing has an advantage, because the financial institution offering the leasing retains ownership rights over the purchased asset until the lessee settles the final instalment. The state, with its numerous programmes for the promotion and development of entrepreneurship, plays an important role in the small business sector. We are aware that small enterprises are extremely important from the perspective of economic development, which is why financing instruments and employment promotion measures are directed precisely towards this.

Therefore, we hope that small and medium-sized enterprises will find it easier to access financial resources in the future.

Dokumenti za bančno posojilo in finančna pogodba
Diploma thesis

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